Innoventure Finance
Use the calculators
Mortgage

Work out what you can borrow, what it'll cost you, and whether switching banks is worth it.

Three calculators, all worked out instantly in your browser. Figures like loan-to-value caps and the buyout fee cap come straight from UAE Central Bank rules — interest rates are whatever your bank quotes you, so enter the real number for an accurate result.

Your indicative eligibility
You may be eligible to finance up to
Minimum down payment
Estimated EMI
Max LTV applied
Capped by

Indicative only — based on UAE Central Bank loan-to-value limits and a 50% debt-burden-ratio cap on gross income. Actual approval, rate and loan amount are subject to each bank's own underwriting.

Your monthly payment
Monthly EMI
Loan amount
Total interest
Total paid over the full tenure
Amortization schedule — full tenure
EMI paid Principal Interest Closing balance
Switching this loan
Monthly savings
Current EMI
New EMI
Early settlement fee
New registration + valuation
Total switching cost
Time to break even on switching costs

The early settlement fee is capped at 1% of your outstanding balance or AED 10,000, whichever is less (UAE Central Bank rule). Registration and valuation fees are typical estimates — confirm exact figures with the new bank.

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