Each bank partner prices and structures personal finance differently — conventional interest-based loans from some, Shariah-compliant Murabaha (cost-plus) profit-rate financing from our Islamic bank partners. Pick a bank below to use its own calculator.
EMI from finance amount, profit rate and tenure. DBR = (5% of credit card limits + current loan EMI + new EMI) ÷ effective salary. Eligible when DBR is under 50%.
DBR uses 5% of this amount.
Existing monthly loan installments.
Obligations vs 50% of salary . Could still be eligible for up to financed on these same terms.
| Mo | Year | Type | EMI | Principal | Profit | Balance |
|---|---|---|---|---|---|---|
| Y |
Indicative only — uses the same calculation as our internal DIB Murabaha (cost-plus) pricing tool, with a deferment/grace period. Actual profit rate, deferment terms and approval are subject to the bank's own underwriting.
Email it to the customer, or copy/share the same secure link yourself — it only ever opens as a view-only page on our website.
NBQ's conventional (interest-based) personal loan calculator is next on our roadmap for this page.
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